Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

PA-Title-Insurance-Agent real exams

Exam Code: PA-Title-Insurance-Agent

Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10

Updated: Aug 20, 2026

Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation12%- State regulation
  • 1. Commissioner's general duties and powers
    - Title insurance law requirements
    • 1. Examination of title required
      - Producer regulation
      • 1. Prohibited acts
        • 2. Record keeping
          • 3. Charges for extra services
            • 4. Unfair inducements and marketing practices
              - Company regulation
              • 1. Unfair claims settlement practices
                • 2. Rates regulation
                  • 3. Solvency requirements
                    - Federal regulation
                    • 1. Fair Credit Reporting Act
                      • 2. Fraud and false statements (18 USC 1033/1034)
                        - Licensing
                        • 1. Appointment procedures
                          • 2. Persons to be licensed
                            • 3. Continuing education
                              • 4. Maintenance and duration
                                • 5. Licensing process
                                  • 6. Assumed names
                                    • 7. Renewal
                                      • 8. Address change
                                        • 9. General requirements
                                          • 10. Expiration
                                            • 11. Reporting of actions
                                              • 12. Cease and desist orders
                                                • 13. Disciplinary actions
                                                  • 14. Title producer additional requirements
                                                    • 15. Revocation, suspension, nonrenewal or denial of license
                                                      - Unfair trade practices
                                                      • 1. Twisting
                                                        • 2. Misrepresentation
                                                          • 3. False advertising
                                                            • 4. Rebates and inducements
                                                              • 5. Unfair discrimination
                                                                • 6. Defamation
                                                                  • 7. Boycott, coercion or intimidation
                                                                    Topic 2: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
                                                                    • 1. Involuntary liens
                                                                      • 2. Voluntary liens
                                                                        • 3. Federal liens
                                                                          • 4. Judgments
                                                                            • 5. Taxes and assessments
                                                                              - General exceptions
                                                                              - Property-related issues
                                                                              • 1. Attachments
                                                                                • 2. Equitable interests
                                                                                  • 3. Condominiums
                                                                                    • 4. Mineral rights
                                                                                      • 5. Water rights
                                                                                        • 6. Surveys
                                                                                          Topic 3: Title Insurance Principles- Insurable interests
                                                                                          • 1. Fee simple estate
                                                                                            • 2. Life estate
                                                                                              • 3. Leasehold estate
                                                                                                • 4. Easements
                                                                                                  - Policy structure
                                                                                                  • 1. Schedule B exceptions
                                                                                                    • 2. Endorsements
                                                                                                      • 3. Insuring provisions
                                                                                                        • 4. Conditions and stipulations
                                                                                                          • 5. Schedule A
                                                                                                            • 6. Exclusions
                                                                                                              - Title insurance policies
                                                                                                              • 1. Loan policy
                                                                                                                • 2. Enhanced policies
                                                                                                                  • 3. Commitments
                                                                                                                    • 4. Leasehold policy
                                                                                                                      • 5. Owner's policy
                                                                                                                        - Risks covered by title insurance
                                                                                                                        • 1. Hidden off-record risks
                                                                                                                          • 2. Errors by producer
                                                                                                                            • 3. Errors in public records
                                                                                                                              - Title search techniques
                                                                                                                              • 1. Chain sheet
                                                                                                                                • 2. Hard copy index
                                                                                                                                  • 3. Computer index
                                                                                                                                    Topic 4: General Insurance Concepts3%

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

                                                                                                                                    A) post policy event.
                                                                                                                                    B) standard exception.
                                                                                                                                    C) requirement.
                                                                                                                                    D) condition.


                                                                                                                                    2. A manufactured home can be insured if

                                                                                                                                    A) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
                                                                                                                                    B) it is on the insured property and has a permanent foundation.
                                                                                                                                    C) a mortgage has been filed describing the manufactured home.
                                                                                                                                    D) it has a motor vehicle title and is located on the insured property.


                                                                                                                                    3. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

                                                                                                                                    A) list the expiration date of his or her commission
                                                                                                                                    B) affix his or her official stamp
                                                                                                                                    C) sign his or her name on the witness line
                                                                                                                                    D) obtain proper identification from all signers


                                                                                                                                    4. To satisfy a mortgage of record, which of the following must be filed?

                                                                                                                                    A) an original note
                                                                                                                                    B) a payoff statement
                                                                                                                                    C) a certified copy of original mortgage
                                                                                                                                    D) a mortgage satisfaction


                                                                                                                                    5. Which of the following is the broadest form of ownership allowed by law?

                                                                                                                                    A) life estate
                                                                                                                                    B) leasehold
                                                                                                                                    C) easement estate
                                                                                                                                    D) fee simple


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: C
                                                                                                                                    Question # 2
                                                                                                                                    Answer: A
                                                                                                                                    Question # 3
                                                                                                                                    Answer: C
                                                                                                                                    Question # 4
                                                                                                                                    Answer: D
                                                                                                                                    Question # 5
                                                                                                                                    Answer: D

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