Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

PA-Title-Insurance-Agent real exams

Exam Code: PA-Title-Insurance-Agent

Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10

Updated: Oct 04, 2026

Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation12%- State regulation
  • 1. Commissioner's general duties and powers
    - Title insurance law requirements
    • 1. Examination of title required
      - Producer regulation
      • 1. Prohibited acts
        • 2. Record keeping
          • 3. Charges for extra services
            • 4. Unfair inducements and marketing practices
              - Company regulation
              • 1. Unfair claims settlement practices
                • 2. Rates regulation
                  • 3. Solvency requirements
                    - Federal regulation
                    • 1. Fair Credit Reporting Act
                      • 2. Fraud and false statements (18 USC 1033/1034)
                        - Licensing
                        • 1. Appointment procedures
                          • 2. Persons to be licensed
                            • 3. Continuing education
                              • 4. Maintenance and duration
                                • 5. Licensing process
                                  • 6. Assumed names
                                    • 7. Renewal
                                      • 8. Address change
                                        • 9. General requirements
                                          • 10. Expiration
                                            • 11. Reporting of actions
                                              • 12. Cease and desist orders
                                                • 13. Disciplinary actions
                                                  • 14. Title producer additional requirements
                                                    • 15. Revocation, suspension, nonrenewal or denial of license
                                                      - Unfair trade practices
                                                      • 1. Twisting
                                                        • 2. Misrepresentation
                                                          • 3. False advertising
                                                            • 4. Rebates and inducements
                                                              • 5. Unfair discrimination
                                                                • 6. Defamation
                                                                  • 7. Boycott, coercion or intimidation
                                                                    Topic 2: General Insurance Concepts3%
                                                                    Topic 3: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
                                                                    • 1. Involuntary liens
                                                                      • 2. Voluntary liens
                                                                        • 3. Federal liens
                                                                          • 4. Judgments
                                                                            • 5. Taxes and assessments
                                                                              - General exceptions
                                                                              - Property-related issues
                                                                              • 1. Attachments
                                                                                • 2. Equitable interests
                                                                                  • 3. Condominiums
                                                                                    • 4. Mineral rights
                                                                                      • 5. Water rights
                                                                                        • 6. Surveys
                                                                                          Topic 4: Title Insurance Principles- Insurable interests
                                                                                          • 1. Fee simple estate
                                                                                            • 2. Life estate
                                                                                              • 3. Leasehold estate
                                                                                                • 4. Easements
                                                                                                  - Policy structure
                                                                                                  • 1. Schedule B exceptions
                                                                                                    • 2. Endorsements
                                                                                                      • 3. Insuring provisions
                                                                                                        • 4. Conditions and stipulations
                                                                                                          • 5. Schedule A
                                                                                                            • 6. Exclusions
                                                                                                              - Title insurance policies
                                                                                                              • 1. Loan policy
                                                                                                                • 2. Enhanced policies
                                                                                                                  • 3. Commitments
                                                                                                                    • 4. Leasehold policy
                                                                                                                      • 5. Owner's policy
                                                                                                                        - Risks covered by title insurance
                                                                                                                        • 1. Hidden off-record risks
                                                                                                                          • 2. Errors by producer
                                                                                                                            • 3. Errors in public records
                                                                                                                              - Title search techniques
                                                                                                                              • 1. Chain sheet
                                                                                                                                • 2. Hard copy index
                                                                                                                                  • 3. Computer index

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question #1

                                                                                                                                    A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

                                                                                                                                    • A. post policy event.
                                                                                                                                    • B. standard exception.
                                                                                                                                    • C. requirement.
                                                                                                                                    • D. condition.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: C  🗳️

                                                                                                                                    Question #2

                                                                                                                                    A manufactured home can be insured if

                                                                                                                                    • A. the motor vehicle title has been deactivated, it is affixed and assessed as real property.
                                                                                                                                    • B. it is on the insured property and has a permanent foundation.
                                                                                                                                    • C. a mortgage has been filed describing the manufactured home.
                                                                                                                                    • D. it has a motor vehicle title and is located on the insured property.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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                                                                                                                                    Question #3

                                                                                                                                    Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

                                                                                                                                    • A. list the expiration date of his or her commission
                                                                                                                                    • B. affix his or her official stamp
                                                                                                                                    • C. sign his or her name on the witness line
                                                                                                                                    • D. obtain proper identification from all signers
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: C  🗳️

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                                                                                                                                    Question #4

                                                                                                                                    To satisfy a mortgage of record, which of the following must be filed?

                                                                                                                                    • A. an original note
                                                                                                                                    • B. a payoff statement
                                                                                                                                    • C. a certified copy of original mortgage
                                                                                                                                    • D. a mortgage satisfaction
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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                                                                                                                                    Question #5

                                                                                                                                    Which of the following is the broadest form of ownership allowed by law?

                                                                                                                                    • A. life estate
                                                                                                                                    • B. leasehold
                                                                                                                                    • C. easement estate
                                                                                                                                    • D. fee simple
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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