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Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. Which comments field in an MLS listing may contain gate, lockbox, and security code information with the seller's written permission?

A) General
B) Private
C) Seller
D) Public

2. Which of the following is used to protect the buyer from title defects after closing?

A) Abstract of title
B) Buyer title insurance policy
C) Chain of title
D) Attorney's opinion of title

3. Between commercial and residential properties, which type of property is depreciated for a longer time?

A) Residential income-producing properties are depreciated longer (39 years) than commercial income- producing properties (27.5 years) are.
B) Both commercial and residential income-producing properties are depreciated according to the same schedule.
C) Commercial income-producing properties are depreciated longer (39 years) than residential income- producing properties (27.5 years) are.
D) You cannot depreciate income-producing properties.

4. What might the financial implications be if a buyer needed to use individual retirement account funds toward a down payment?

A) Income taxes are waived on IRA distributions for homeownership.
B) The funds are taxable, and an early withdrawal penalty fee will apply.
C) First-time homebuyers can use up to $10,000 of their IRA funds penalty free for down payment and closing costs.
D) Funds can be used if they go toward the borrower's first-time homeownership in the last five years.

5. In terms of encumbrances, what's a license?

A) Permission to do something on another's land while also possessing an interest or ownership in the land
B) Permission to alter someone's land or property
C) Permission without possession, interest, or ownership
D) Process by which a non-owner gains possession of a property after a certain amount of time

Solutions: