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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All of the following are true of insurance EXCEPT:

A) It is a means of sharing losses
B) It eliminates risk
C) It transfers risk
D) It protects against uncertainty

2. An insurance producer's license may be suspended or revoked by:

A) The continuing education course provider
B) The Attorney General
C) The appointing insurer
D) The Maryland Insurance Administration

3. All advertisements for health insurance shall make clear the identity of the:

A) Insurance Commissioner
B) Insured
C) Beneficiary
D) Insurer

4. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Enrolling individuals in group plans
B) Acting as a regularly salaried officer
C) Earning commission
D) Performing clerical duties

5. When determining the premiums for large groups, most insurance companies use:

A) Occupational rating
B) Area rating
C) Pooled rating
D) Experience rating

Solutions: